making the earrings look closer to a hoop. And when she wants a dressier look, Mbagwu reaches for the 14-karat-gold-filled July studs, which feature a fixed gold ring with a gold bead. She loves ...

For example, a polished gold stud can match well with a matte silver earring, providing contrast ... For summer, go with seashells and turquoise for a beachy vibe. You can also keep it simple ...