With the debt snowball method, you make the minimum payment ... and what is best for you will depend on your circumstances. You can use our calculator to see how long it will take you to pay ...

You can create a release to package software, along with release notes and links to binary files, for other people to use. Learn more about releases in our docs.

Start by crunching the numbers on both methods. You can find a “debt snowball vs. avalanche” calculator online that will do the math for you and provide a payoff schedule for each method.