Lena is a freelance contributor to Newsweek’s small business team. A business owner herself, today she advises on business owners of all kinds on proper management, software, and tools to ...

Reviewed by Somer Anderson Fact checked by Suzanne Kvilhaug Debit notes are a form of proof that a business has created a ...

many business owners obtain invoice financing, which advances cash against outstanding accounts receivable," says Ben Johnston, chief operating officer of small-business financing company Kapitus.

For example, Zoho Invoice offers a free version with basic ... and affordable invoicing software that is popular among small business owners. Users appreciate the software’s ease of use and ...