Investing $20,000 in a 6-month CD could earn you $460 if you get the best rates available. See if buying CDs makes sense for you right now.

If you want to maximize the returns on your money, you may want to make these simple but effective CD moves now.

Ideally, everyone should have a savings account. Accounts with high APYs are a good place to store your money and let ...

Traditionally, long-term CDs offer higher interest rates than short-term ones. This makes sense when you consider why a bank ...

Enter the CD ladder — a strategy that lets you capture today's higher rates while maintaining regular access to your money. To build a CD ladder, you spread your deposit across multiple terms ...

Browse Investopedia’s expert-written library to learn more. CDs, along with other types of deposit products, do not build credit. Only borrowing money through some type of loan from a ...

Buying a CD typically includes an evaluation of trade-offs. A longer-term CD commonly will offer a higher APY, but then ...