If you want to maximize the returns on your money, you may want to make these simple but effective CD moves now.

An add-on CD lets you make additional deposits after opening the account, unlike standard CDs where you can only deposit ...

You can earn up to 4.65% annual percentage yield with today's best CDs. That's more than three times the national average for ...

To build a CD ladder, you spread your deposit across multiple terms with different maturity dates. This way, you create a series of CDs with staggered access to your savings, leveraging short-term ...

CDs generally have higher interest rates than savings accounts but less flexibility. Enter your deposit, CD term and annual percentage yield below to see how much money you’d earn on a CD.

Mandy is a personal finance contributor to Newsweek’s personal finance team. She started out as a licensed insurance agent in 2005 and began her freelance writing career in 2018. Mandy uses her ...

Commissions do not affect our editors' opinions or evaluations. A CD, or certificate of deposit, is a type of savings account that offers a guaranteed rate of return in exchange for you locking ...