Certificates of deposit can add much-needed income to a retiree’s bank account. Here’s the best way to get that job done.

Q. You recently recommended a refurbished Integra CDC-3.4 6-disc CD changer for $249 and a new Onkyo DX-C390 6-disc CD changer for $349. You seemed to prefer the Integra over the Onkyo. Was that for ...

Not all CDs are created equal, though. Some offer better rates, others more flexibility and some offer a happy medium between the two, so it can be tough to determine which option you should choose.

Commissions do not affect our editors' opinions or evaluations. Fidelity sells brokered CDs, which work similarly to regular CDs but differ in how they’re opened, closed and insured. Customers ...