Open a new bank account today and earn a top interest rate. Our experts have researched the best rates on checking, savings, ...

CDs have a superpower even the best high-yield savings accounts lack, making them a useful tool when interest rates are ...

Savings rates on high-yield savings accounts and CDs began rising in March 2022, when the Fed started hiking interest rates in an attempt to combat high inflation. But as inflation slowed and the ...

If something unexpected happens and you need the cash, you can withdraw the full amount without losing any interest. Otherwise, you can withdraw your money at maturity or roll it into another CD.

If you're just getting started as an investor, a CD is a much safer place to put your money. Once your cash reserves are solid, you can put extra money toward starting a stock portfolio.