The best rates go to borrowers ... Consolidation calculator: Next steps This calculator gives you estimates. For more specific details on how federal student loan consolidation and IDR plans ...

We've put together these calculators to help you understand ... We break down the list of the best places to refinance your student loans here, and you can see in minutes if that makes sense.

There are some exceptions to that rule—payday loans, for one—but using a loan calculator will help you determine whether the loan that you’re considering is fairly priced and right for you.